Our streamlined process gets you from application to funds in as little as 48 hours.
General Questions
Bridging finance provides early access to funds that are due to you, while you wait for a transaction to be finalised. In this process, a portion of your expected commission or sale proceeds is made available upfront and settled once the transfer completes.
Once your application is approved, funds are typically transferred to your account within 48 hours. The approval process itself takes up to 24 hours from the time we receive your complete application and supporting documents.
Yes. We handle all personal and financial information in line with POPIA requirements. Our processes are designed to protect your data, and your information is only used for the purpose of providing our services. We do not share your details with third parties unless required to do so or with your consent.
We believe in transparent pricing with no hidden fees. Our fee structure is clearly outlined before you commit to anything. Fees vary based on the amount and duration of the bridge, and we'll provide you with a complete breakdown during the application process.
Currently, our services are available for transactions taking place within South Africa. However, you don't need to be physically in the country to apply – our entire process can be completed online.
Commission Bridge Questions
To assess and process a commission bridge, we typically require the following documents:
• A bank confirmation letter • A signed sale agreement • A bond approval letter (if applicable) • A guarantee (if applicable) • Proof of payment of the purchase price (if applicable)
You can typically access up to 80% of your commission, subject to our verification and approval process. The exact amount will depend on the details of the transaction and the supporting documentation provided.
If a sale does not proceed, the outcome depends on the circumstances and the terms of the agreement. We carry out careful checks before approving any bridge to reduce this risk. Should a transaction not complete, we’ll discuss the next steps with you and work through the options set out in the agreement.
Yes, if you have multiple pending commissions, you can apply for bridging finance on multiple transactions. Each will be assessed individually, and we can help structure a solution that works for your specific situation.
Seller Proceeds Questions
To assess and process a seller proceeds bridge, we typically require the following documents:
• A bank confirmation letter • A signed sale agreement • A copy of the seller’s most recent municipal rates account • A bond approval letter (if applicable) • A guarantee (if applicable) • A copy of the seller’s bond cancellation figures (if applicable)
You can apply once a signed sale agreement is in place and a conveyancing attorney has been appointed. The property does not need to be registered yet, but we do require confirmation that the transaction is progressing through a recognised transfer attorney.
Once the property transfer is completed, the bridging amount is settled directly from the sale proceeds through the conveyancing attorney. Any remaining balance is then paid to you, with no additional steps required on your side.
Still Have Questions?
Our team is here to help. Get in touch and we'll answer any questions you have.
